Certified Travel Associate Practice Exam 2025 - Free Certified Travel Associate Practice Questions and Study Guide

Trip Delay insurance is designed to cover expenses incurred due to unexpected travel delays, specifically when the delay lasts for more than 24 hours. This type of coverage allows travelers to claim reimbursement for essential items they may need during the period of the delay, such as clothing, toiletries, or other necessities that might not be accessible due to their circumstances. It provides financial relief when travelers find themselves in an inconvenient situation beyond their control, ensuring they can purchase what they need to maintain comfort while waiting for their travel plans to resume.

The other types of insurance mentioned serve different purposes: Baggage Loss insurance compensates for lost or damaged luggage; Emergency Medical Transportation addresses costs associated with transporting an injured or ill person to a medical facility; and Medical/Dental Expenses covers the costs of receiving medical treatment while traveling. Each of these serves a specific situation that does not relate to the need for essential items during delays, highlighting why Trip Delay insurance is the correct answer in this context.